OUR INSURANCE SERVICES

Health Insurance

Choosing a health insurance plan doesn’t have to be confusing. We walk you through the process to find individual or family coverage that works with your doctors, medications, and budget.

• Major medical coverage for everyday and emergency care
• Plans with or without subsidies depending on income
• PPO and HMO network options based on your providers
• Help understanding deductibles, coinsurance, and copays
• Ongoing plan reviews so your needs stay covered over time

Life Insurance

Life insurance is more than a policy—it’s a financial decision for those you love. Whether you want a plan that covers the next 20 years or one that lasts your whole life, we’ll help you build the right solution.

• Term life insurance for affordable short-term protection
• Whole life policies with cash value growth
• Final expense and burial coverage options
• Custom benefit amounts to fit your income and goals
• Plans that adjust with your life milestones

Supplemental Insurance

Even with health insurance, out-of-pocket costs can add up fast. Supplemental plans help cover what primary insurance doesn’t—so you’re not left paying everything yourself.

• Dental and vision plans for routine care
• Cancer and critical illness insurance for high-cost diagnoses
• Accident and disability insurance that replaces lost income
• Coverage that works alongside your main health plan
• Affordable add-ons for better financial protection

Long-Term Care Insurance

Long-term care insurance covers costs of extended care due to aging, disability, or illness. These plans support care in nursing homes, assisted living, or your own home.

• Helps cover nursing home and assisted living expenses
• Daily or monthly benefit amount options
• Custom waiting periods and coverage length
• Protection from using personal savings for long-term care
• Works well for retirement planning